wells fargo active cash vs citi double cash. the Wells Fargo Active cash is the introductory APR offers. wells fargo active cash vs citi double cash

 
 the Wells Fargo Active cash is the introductory APR offerswells fargo active cash vs citi double cash  Citi® Double Cash Card;

With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. It's also best if you need to pay off a high interest credit card. Rewards: 5% cash back on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone. Citi Double Cash® Card vs Wells Fargo Active Cash® Card. The Wells Fargo Active Cash Card is not just one of the best flat-rate cash rewards cards out there, but one of the best cash rewards cards, period. The Wells Fargo Active Cash also lets you redeem your rewards for gift cards in increments of $25, from an ATM with a $20 minimum, or into an eligible Wells Fargo checking or savings account. Citi Double Cash vs WF Active Cash . Automatic cellphone protection when you pay your monthly bill with the card. Even then, the no annual fee Citi Custom Cash will give you 5% on up to $500 a month which beats the BCP if you only use it for groceries. Citi Double Cash® Card . 24% to 28. Its score was 805, just a few points below the national average for credit card issuers. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. However, if you're looking to keep building your retirement, redemption on the Fidelity Card could be an easy way to keep. Wells Fargo Reflect® Card. Synchrony Premier World Mastercard. This portal only worked with cards that get cash rewards like the Dividend and the Double Cash. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. The Wells Fargo Active Cash® Card is a no-annual-fee credit card that earns unlimited 2% cash rewards on purchases. Wells Fargo Active Cash ® Card vs. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. Wells Fargo Active Cash vs. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. Wells Fargo Active Cash® Card vs. Wells Fargo Active Cash® Card. As you get the entire 2% back two days after the statement cycle closes. This 2% card has a $200 SUB. Bank of America Unlimited Cash Card vs. 5% cash rewards on purchases. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. Since the Active Cash get’s 2% cash back absolutely everywhere, I suspect it would earn more cash back for many family’s purchases since bills, car repairs, doctor bills, electronics, etc. New Wells Fargo Active Cash® Card holders can earn a $200 cash rewards welcome bonus for spending just $500 on their card in the first three months. Would take a lot of recurring spend for gas with the 1c extra in gas rewards to overcome the $200 signup bonus of the BofA customized cash (maxing gas at $7k spend at an extra 1% would only be an extra $70 per year on the Costco Visa vs the $200 BofA signup bonus). 5/10 CNET Rating See Rates & Fees Apply Now On Wells Fargo's secure website Intro Offer $200 cash rewards Annual fee $0 APR 20. The Citi Double Cash® Card is also a flat-rate cash back card like the American Express Cash Magnet Card, but it earns up to an unlimited 2% cash back on purchases — 1% when purchases are made. Wells Fargo Active Cash vs. Application Link. The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. The Citi Double Cash card's simple cash back structure and long-lasting balance. Both good cards, both have their uses. Best for Long Introductory APR Period: Wells Fargo Reflect® Card. They usually give me less than half of the limits I get from Citi. The WF Active Cash, on the other hand, provides 0% intro APR for 15 months on both purchases and balance transfers. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1 The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. Lorraine Smithills Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. Main content; Search; AccountWells Fargo Active Cash vs. Each eligible transaction will earn 2% cash back on all eligible purchases. It also offers a. So I'm looking at cards that always provide at least 2% cashback regardless of category. partial_to_fractions. Chase Sapphire Preferred Wells Fargo Active Cash. Bread Cashback™ American Express® Credit Card * vs. 3 important differences between Wells Fargo Autograph vs. 8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. The Wells Fargo Active Cash® Card offers a similar benefits spread of all no-annual-fee cards, but it beats the Capital One Quicksilver Cash Rewards for cash rewards. The Citi Double Cash has no SUB. 2% cash rewards on purchases. 2% flat rate and then 3% on PayPal. According to a LendingTree study, the average credit card sign-up bonus in 2022 was $157 — making this a competitive bonus. At which point, I use. Fidelity Rewards or Citi Double Cash card, is the WF card has auto rental collision damage waiver coverage. Excellent, Good, Fair. With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. However, I don't think you should listen to the bad rumors about Wells Fargo. Citi Diamond Preferred highlights. 5% cards do. Citi Double Cash $200 Welcome Offer. Wells Fargo has a $25 minimum to redeem to a savings, mortgage, or loan account. The $18,088. The card also comes with cellphone protection of up to $600 of cell phone. hotels, Airbnb, Uber/Lyft, taxi), and streaming, and Wells Fargo active cash for 2% on everything else, like Costco. Citi Custom Cash vs Double Cash - One card only, which to choose?. A comparison of two cash-back credit cards with an annual fee of $0 and unlimited 2% cash back. Wells Fargo Active Cash® Card. 6. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. The Citi Double Cash® Card (see rates and fees) is considered one of the best cash reward cards on the market. Base rewards rate: 2% cash rewards on purchases. There’s. Compare The Drawbacks No credit card or financial product is without possible drawbacks, and it is important to be aware of the potential negatives before you make a final decision about which card is. It also earns an unlimited 2%. These are the popular cards that most people can accessibly earn a good flat-rate cash back. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. 99% Variable APR. 5% cards do. Other 2% Cash Back Cards. 8 cents each, they can be worth much more when transferred to travel partners. A Penny Pinchers Guide to Personal Fi…Here you will find the Wells Fargo Active Cash vs Citi® Double Cash Card comparison where we will evaluate the features, fees, rewards and other benefits of both the cards and compare both of them. Capital One Quicksilver Verdict Chase Freedom Unlimited® is the winner over the Capital One Quicksilver Cash Rewards Credit Card. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. (If you aren’t successful, apply for the Custom Cash sometime after that. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Welcome Bonus. Unlike other 2% cash-back cards like the PayPal Cashback Mastercard® * , it comes with. The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $2,000 in purchases on your new card. Best for Cash. The Wells Fargo Active Cash offers a $200 cash rewards bonus and a 0% intro APR on balance transfers for 15 months, while the Citi Double Cash has no welcome bonus but flexible redemption options and a 0% intro APR on balance transfers for 18 months. With 2% cash back — 1% when you make a purchase, plus 1% when you pay that purchase off — your rewards. Also Wells Fargo has a $300 checking account bonus right now. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. WF has the ability to link to your PayPal so you don't have to wait for the $25 redemption minimum if you select that card as a payment method. Citi Double Cash. Also no FTF, which is great for the occasional overseas trip. The difference between Blue Cash Everyday. The Citi Double Cash Card provides cardholders with 2% cash back for their purchases, one of the best flat rates available. Wells Fargo Autograph: 3x restaurants, travel, gas, streaming, phone (plus replacement). 24%. Wells Fargo Active Cash Card Review 2022. An introductory APR of 0% for 15 months from account opening on purchases ( 20. The Autograph has car rental CDW and no foreign transaction fees. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. 24%, 25. While both are popular cash back credit cards, the Citi Double Cash Card offers better rewards value overall and an opportunity to save money on balance transfers. Wells Fargo Active Cash® Card: Best for earning 2% cash rewards on purchases (including Amazon) Citi® Double Cash Card : Best for 2% cash back everywhere with a long intro 0% APR on balance. Double Cash all day, especially if you have "ecosystems" in mind. The Citi Double Cash® Card is a longstanding leader among cash-back cards. Rewards Rate. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. com database is $181. Citi Double Cash® Card. 24 percent. Wait a few months and see if you can convert the Citi Double Cash to the other new card announced this week, the Citi Custom Cash MasterCard. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. Chase Freedom Unlimited®: Best for Bonus. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. 1. No annual fee: Capital One Quicksilver vs. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The Active Cash Card offers 0% intro. Welcome bonus: None. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in spending in the first three months. Citi Double Cash® Card. Costco Anywhere Visa® Card by Citi: Best for Costco. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Wells Fargo, making a stronger push into the credit cards business, has introduced one of the most compelling flat-rate credit cards on the market. The Chase Freedom Unlimited card offers everything Capital One Quicksilver does, plus a few extra bonus rewards categories and other perks. Main content; Search; Account The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. Wells Fargo Cash Wise Visa card. Costco Anywhere Visa Card vs. 31 back. Based on identical spending inputs, you’ll earn $240. Like the Active Cash, the Citi Double Cash offers a flexible rewards program. Citi Double Cash® Card. If you're looking to make a large purchase. They usually give me less than half of the limits I get from Citi. I miss out on on the $300 intro bonus but will be going for the CSR this summer to complete the Chase Trifecta. 24% or 29. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). 2% total cash-back. Active cash is better due to insurance on the card. Skip Navigation. While the Citi Double Cash card is the most popular 2 percent cash back card, you might not actually earn 2 percent rewards. Costco Anywhere Visa Card vs. Citi Double Cash Card. Citi Double Cash. Citi is better due to points games (rewards+ = 10% bonus) etc. I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. Chase Freedom Unlimited vs. 2. The Wells Fargo Active Cash ® Card is a solid $0-annual-fee cashback credit card with potentially even better rewards than the Bank of America Unlimited Cash Card. Don't Which To Choose. The Citi Double Cash offers a generous 0% intro APR on balance transfers for 18 months, then. Other cash back cards earn more back. After that, an 19. Annual fee: $0. Pros 2% cash back on. 77 in cash back, and the remaining $16,831. If you pool the Rewards+ with the other two card(s), then you get a 10% rebate on the Thank You Points you redeem from Double Cash and Custom Cash (up to 100,000 TYP per year). Citi Double Cash and SoFi. Also, cash back rewards do not expire as long as your account stays open. Using this card. Now Citi just made it official with the double cash and made it just like the custom cash. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. 24%, or 29. Wells Fargo Secured. The Wells Fargo deals pay out quick. With the Wells Fargo Active Cash, the same. Wells Fargo Active Cash® Card (see rates. I have used PayPal bill pay with both my CFF and Active Cash and they work flawlessly with no surcharges. Best Credit Cards of November. 24%, 25. Still better than many of its better-known 2% competitors, including the Citi Double Cash, Wells Fargo Active Cash, FNBO Evergreen, Synchrony Premier, (Synchrony-issued) PayPal Cashback Mastercard, all of which charge a 3% FTF. You must select Apply Now on this page to take advantage of this specific offer. supermarkets, U. 24% to 28. Capital One Spark Cash Plus. The Wells Fargo Active Cash® Card offers an unlimited 2% cash back on all purchases and has an annual fee of $0. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. Citi Double Cash Review; Chase Ink Cash Review; Capital One Quicksilver Review. There are better 2% alternative like the WF active cash with a nice sub. Wells Fargo Active Cash® Card: Best for Flat-rate cash back: High ongoing rate + incentives. However, I don't think you should listen to the bad rumors about Wells Fargo. Citi® Double Cash Card. The Active Cash even features an introductory 0% APR for purchases and qualifying balance transfers for 15 months from account opening (then 20. Of all the flat-rate cards, the Wells Fargo Active Cash® Card is often touted as the best. The Citi Double Cash and Wells. Benefits and Drawbacks. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). effectively earns 2% cash back everywhere (1 point per dollar when you buy, and. The Wells Fargo Active Cash® Card offers easy, generous and unlimited flat-rate reward on spending with no categories or spending caps to keep track of, Plus a low intro APR offer on purchases. The Wells Fargo Active Cash is probably the most comparable card to the Citi Double Cash, yet. Quicksilver offers 1. 2% card, and Custom Cash into a 5. Though we value Capital One miles at around 1. 01 in any bank, or you can transfer points to a few airlines / hotels. Wells Fargo Platinum card: Best for those looking for a longer 0% APR period. Rewards: 2% cash back on all purchases for PenFed Honors Advantage. A balance transfer fee of up to 5% of the each. Learn more about this card. $200 SUB with $500 spend on the WF AC, vs. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The Wells Fargo Active Cash is also a Visa Signature card and comes equipped with benefits such as 24/7 concierge service and access to Visa's Luxury Hotel Collection. The card has a $0 annual fee, too. You’ll get the full bonus sooner from Wells Fargo Active Cash, while the Chase Freedom Unlimited card’s bonus is slightly more valuable. 24% to 29. Bank Visa® Platinum Card *. And Wells Fargo no longer has a minimum rewards redemption requirement. After that, the standard variable. 6 min read Sep 08, 2023. S. Wells Fargo Active Cash® Card vs. 0% intro for the first 15 months (then 20. 24% variable APR;. That can make a big difference if you ever find yourself outside the U. Concierge service, 24/7. Those seeking a cash-back card that earns the same great rate on all your spending should look to a card like the Wells Fargo Active Cash® Card. The Wells Fargo Active Cash® Card, which launched in July 2021, has quickly distinguished itself as one of the best cash-rewards cards on the market. Citi Double Cash vs Wells Fargo Active Cash Review - YouTube In this video, we're comparing the Wells Fargo Active Cash vs Citi Double Cash Credit. $0 annual fee. Wells Fargo Active Cash® Card: Best all-around 2% cash rewards credit card. You will earn unlimited 2% cash rewards on all of the purchases that you make. 19. Citi Double Cash Card. Citi Double Cash vs. See the pros and cons of each card and how to choose. Citi® Diamond Preferred® Card vs. Annual fee: $0. Since its release, the Wells Fargo Active Cash® Card has quickly become a standout in the flat-rate category due to its unlimited. Wells Fargo Reply BrutalBodyShots • Additional comment actions. The only downside to this change are to the people who made use of the Citi Bonus Cash Center (Citi's own shopping portal). . Costco Anywhere Visa® Card by Citi *: Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year, then 1% thereafter, 3% cash back on restaurants and eligible. Wells Fargo Active Cash® Card. The Wells Fargo Platinum Card had a 0% intro APR offer that differed from the one currently available with the Active Cash Card. Synchrony Premier World Mastercard. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. While many credit cards offer flat-rate cash back, the Citi Double Cash is one of the few other cards that offers an effective 2% cash back on. Best Cash Back Credit Cards of November 2023. 24% - 29. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. Currently, the Citi Double Cash doesn’t. I've got the Amazon card, Amex blue cash. To learn more, please visit Wells Fargo Balance Transfers. The Wells Fargo Active Cash Card is a competitive addition to that short list, one-upping the terms of the Wells Fargo Cash Wise card and comparable to the established Citi Double Cash Card, another $0 annual. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Wells Fargo Active Cash® Card. Sign-up bonus: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. Few cards offering an unlimited 2% cash back on spending provide meaningful extras and perks, but the Wells Fargo Active Cash® Card offers cell phone protection. Anybody have a quick summary of this, so we do not have to watch a long, agonizing video? All I know is Costco takes Visa only so for me, it already 1 ups the Double Cash. Blue Cash Everyday ® Card from American ExpressTD Double Up Credit Card vs. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. It also doesn't have as many strings attached as the Citi Double Cash or the Synchrony PayPal Cashback cards. No annual fee. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. Select compares the 5% cash-back Citi Custom Card and the 2% flat cash-back Citi Double Cash Card. The Citi® Double Cash Card and Wells Fargo Active Cash℠ Card have been designed to offer rewards for all your spending with no complicated category system. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1%. Earn $200 cash back. The Money Hub. Citi Double Cash Caret Down While the Citi Double Cash is a comparable 2 percent cash back card, you could earn less than 2 percent rewards if you aren’t on top of. Its main quirk is how the card. A $ 200 cash rewards initial bonus. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Citi Double Cash® Card. And there is no cap on how much cash. yeah i was thinking of that option as well, to me i’m deciding between autograph or Citi Custom Cash for my next card. But if you are looking for something that might be better I think the new PayPal credit card, which isn't available yet, would be a strong consideration. Credit Cards. 3. That’s a total of 2% cash back on everything you. Tiered cards provide different cash-back rates for different types of purchases. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple months conversely The Active Cash is probably better on its own overall, especially due to the SUB. The Wells Fargo Active Cash® Card earns 2% cash rewards for your purchases with no annual fee. The Double Cash card usually offers a small welcome bonus. . The Citi Double Cash Card is the winner over Discover it® Cash Back. A balance transfer fee of up to 5% of the each. 00 with Wells Fargo Active Cash Card. Chase Freedom Unlimited®: Best no-annual-fee card. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. ProsDoorDash Rewards Mastercard® vs. I have the active cash and the PPMC, and will be PCing the WFAC to the Autograph as I am 4/24. It also offers a welcome bonus: a $200 cash. e. Who the Wells Fargo Active Cash Card is Best For. It offers 1. See Rates and Fees. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. Fidelity® Rewards Visa Signature® Card: Best. Citi Double Cash. Bank of America® Customized Cash Rewards Credit. That beats the base earning rate of 1. After that there are no bonus categories that you have to keep track of. Finally, if you'd rather just earn a high rewards rate on everything, the Citi Double Cash® Card (see rates and fees) might be the ticket. I received an email yesterday from Citi stating that the 1% cash back on purchases and 1% cash back on payments is changing to 1 point on purchases and 1 point on payments. The Active Cash is probably better on its own overall, especially due to the SUB. With the Capital One Quicksilver Cash Rewards Credit Card, you’ll earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. The Citi Premier® Card earns 3 ThankYou points per dollar spent on air travel and hotels. 5% all purchass. With the Wells Fargo Active Cash Card you get a similar $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. Unlike. 6 min read Sep 08, 2023. Who the Wells Fargo Active Cash Card is Best For. Wells Fargo is stingy on credit limits. Most 2% cards don't have a SUB, while most 1. 5% back, though cards like the Wells Fargo Active Cash® Card are raising the bar. Two accounts, 3 cards, and 3% on basically everything and 2% on the miscellaneous other uncategorized transactions. If you’re considering applying for the Wells Fargo Active Cash card, it’s probably because of the 2% cash back reward. With the Double Cash Card, however, you earn 1% when you make the purchase and. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. American Express Blue Cash Everyday: 3x groceries, online purchases, gas. 22%. Wells Fargo Active Cash® Card. 01 in any bank, or you can transfer points to a few airlines / hotels. Citi Double Cash® Card. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. This likely doesn't. One perk of the Wells Fargo Active Cash Card 2% card vs. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. A number of other flat-rate cash-back cards earn 1. You simply swipe your card and let the cash back rewards pile up. Pros: - 2% back on all purchases everywhere MasterCard is accepted. •. I hate that my Active Cash does this. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Citi Double Cash Card. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Citi Double Cash (2% catch all) US Bank Cash+ (5% on two choice categories - Streaming and Utilities for me). The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20. Current credit cards you are the primary account holder of: Wells Fargo Active Cash $5500 limit, 2/2022 FICO Scores with source (see note on FICO score sources below): Wells Fargo 779 Oldest credit card account age with you as primary name on the account: 5 years Number of personal credit cards approved for in the past 6 months: 1Amex Blue Cash Everyday. Pros Generous 18-month 0% introductory APR on balance transfers Flat cash-back rate No annual fee Cons Charges foreign transaction fees No added. Wells Fargo Active Cash® Card;. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. See related: Wells Fargo Active Cash vs. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. Wells Fargo Active Cash vs. Wells Fargo Autograph℠ Card. com A comparison of two no-annual-fee cards that offer 2 percent cash rewards on purchases. The Wells Fargo Active Cash card I believe has some restrictions on how you can redeem the cash back you will want to read the fine print there. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. Alliant Visa® Platinum * vs. If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Certainly any big regulatory changes, particularly on interchange fees, could make any 2% card non-viable, but personally if I were looking for a new 2% card the Double Cash would probably beat out the Evergreen and the Active Cash. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Its limited-time offering of 10% cash back for Uber and Uber Eats. Wells Fargo Active Cash® Card. Synchrony Premier World Mastercard® * vs. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. Will have a lot of good categories above 2% and the active cash for everything else this way. The card offers an 0% introductory annual percentage rate on purchases and qualifying balance transfers made within the first 120 days for 21 months from account opening (then a variable APR of 18. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Autograph + Active Cash + Grocery card would be really easy and simple cash-back set-up for most people. Miserable-Result6702. 99%. 99%. Wells Fargo Active Cash vs Chase Freedom Unlimited. offers of $150 for $1500 spend on the Fidelity card. Unlike. The only caveat is that there's a $2,500 combined spending limit on the 3% and 2% categories each quarter, after which you'll earn just 1% back. Citi Custom Cash Card vs Wells Fargo Active Cash Card 2023 Written by investor. The Wells Fargo Active Cash® Card. When your balance is negative on a credit card, it means you’ve paid more than you currently owe. Reply. While the benefits of the Citi Double Cash Card are minimal, the Wells Fargo Active Cash Card is more powerful, offering benefits. 5% cash back, a $200 bonus and 0% for 12 months.